Bybit Card in one line: bybit traders cashing out without leaving the exchange. Below is the full fee sheet, our verdict, pros and cons, and the sources we checked on 2026-09-03. Fees change without notice — treat this page as a verified snapshot, not a promise.
Verdict
The smoothest path from a Bybit trading balance to everyday spending: instant virtual card, 0% FX in-region, and cashback paid in stablecoins rather than an exchange token - but US users are out of luck and availability is uneven by region.
Fee sheet
- Network
- Mastercard
- Card type
- Prepaid debit
- Custody model
- Custodial (exchange balance)
- Supported coins
- BTC, ETH, USDT, USDC, MNT, 10+ more
- Monthly fee
- $0
- Issuance
- $0 (virtual card instant; physical free in most regions)
- FX fee
- 0% on non-USD spending, regional caps apply
- ATM fee
- Free up to monthly cap, then about 2%
- ATM limit
- Up to $1,000/day, tier-dependent
- Rewards
- Up to 5% in USDT/crypto on select tiers and regions; base rates lower
- Mobile wallets
- Apple Pay and Google Pay
- Availability
- EEA (Euro), UK, AU, BR, KY, AE, KZ and others; not available in the US or Canada
What the data actually says
Bybit's card does one thing very well: it converts a trading account into spending power with almost no friction. The virtual card is issued instantly at signup, which makes it the fastest on-ramp from USDT sitting on an exchange to an online checkout.
The cashback model is the differentiator: rewards are paid in USDT or crypto rather than a native token, so you are not forced into holding an exchange asset to keep your rate - though the top rates still favor active Bybit users.
The catch is geography. Availability spans the EEA, UK, Australia, Brazil, and several Asian and Gulf markets, but not the United States or Canada - and Canada sits on Bybit’s restricted list outright. If it is available where you live, it is the easiest stablecoin-spending card on this list.
Pros
- Instant free virtual card at signup
- Cashback paid in USDT/stablecoins, not a platform token
- 0% FX on in-region spending
- Spends directly from the Bybit app balance
Cons
- Not available in the US
- Top rewards require holding or exchanging on Bybit
- ATM free allowance smaller than Crypto.com on equivalent tiers
Frequently asked questions
Is the Bybit Card free to use?
The Bybit Card charges $0 per month and $0 (virtual card instant; physical free in most regions) to issue. Card spending carries 0% on non-USD spending, regional caps apply in FX fees, and ATM withdrawals cost: Free up to monthly cap, then about 2%. Conversion spreads can still apply, so compare the rate you receive against the live market price.
Where is the Bybit Card available?
The Bybit Card is available in: EEA (Euro), UK, AU, BR, KY, AE, KZ and others; not available in the US or Canada. Full KYC is required to open an account, and availability can change as programs expand or pause markets.
Who is the Bybit Card best for?
Bybit traders cashing out without leaving the exchange. The smoothest path from a Bybit trading balance to everyday spending: instant virtual card, 0% FX in-region, and cashback paid in stablecoins rather than an exchange token - but US users are out of luck and availability is uneven by region.